Written By: Simran Nirala

Simran Nirala

Health & Term Insurance

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.

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Reviewed By: Anchita Bhattacharyya

Anchita Bhattacharyya

Health, Term & Life Insurance

Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.

Updated on Aug 30, 2024 4 min read

Himanshu Kumar

Term Insurance, Content Writer

Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.

Written By: Himanshu Kumar

Updated on Jan 15, 2025

Anchita Bhattacharyya

Term Insurance, Content Manager

Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.

Reviewed By: Anchita Bhattacharyya

15 min read

Written By: Rhishabh Garg

Rhishabh Garg Term Insurance Head

Rhishabh Garg is the Business Unit Head of Term Insurance at Policybazaar.com. He has over 10 years of experience and currently plays a crucial role in shaping the future of term insurance in the company. Rhishabh also has experience in customer services and crafts new strategies for organizational success, one of which is Policybazaar’s claim assistance program.

Reviewed By: Santosh Agrawal

Santosh AgrawalChief Business Officer

Santosh Agarwal is the Chief Business Officer of life Insurance at Policybazaar.com and has over a decade of experience in the insurance domain. She has helped shape Policybazaar's life insurance vertical and ensures the effective execution of the company's overall strategy. Santosh is also responsible for the Term Insurance for Women domain at Policybazaar.com and educates the masses about its importance and benefits.

What is Pet Insurance?

Pets are a little, sometimes a big bundle of joy that fills your life with the most joyous moments. Yes, guessing it right! We are talking about your furry dog pet or the graceful cat pet.

How about getting your pets covered under a pet insurance policy that provides them with all sorts of healthcare management assistance, and covers their veterinarian visits, hospitalization, OPD charges, and so on? It will help you manage your finances right, as their healthcare has also become expensive these days. A one-time pet health check-up costs you no less than 10,000 (in INR), and a collective cost of your pet including vaccination, grooming, medication, tick treatments, diagnostics, and accidental injury care will cost you more than INR 60,000 annually!

The good part is, just like your general health insurance policy, your pets can be covered under a separate pet insurance policy these days. But there’s always more to these plans. Read further on this page and learn about the best pet insurance providers, eligibility, benefits, inclusions, exclusions, and so on of the same.

How many types of pet insurance plans are there in India?

Generally, there are two types of pet insurance plans; likely for a cat and a dog. Read below how cat pet insurance and dog pet insurance vary from each other:

Best pet insurance plans in India for cats and dogs

Here are some of the pet insurance providers in India that provide the best pet insurance plans which you can buy for your purring and barking friends:

• HDFC ERGO General Insurance Company Limited
• Bajaj Allianz General Insurance Company Limited
• Oriental Insurance Company Limited
• The New India Assurance Company Limited
• Future Generali India Insurance Company Limited

You must check their official websites to learn more about the pet insurance policy. Or give us a consultation call to know more about the same and compare pet insurance on PolicyX.com to choose the best for your best friend.

Eligibility of your pets to buy health insurance for them

• Age limit: 2 months to 10 years
• Initial waiting period: 30 days
• Sum insured: May range from 10,000 to 2 Lakhs
• Vaccination status: Must be vaccinated
• PEDs: The pet must be healthy and shouldn’t have any disease

Why do you need pet insurance for your furry babies?

Having your pets secured with affordable pet insurance will save you and them from many hassles. Apart from this, here is the answer to your ‘Why do I need insurance for my pet?’:

Ensured financial safety: You don’t need to worry about their healthcare expenses at a certain time of need. Play with them and let the insurance company have your back when it comes to visiting a vet or admitting them to the hospital.

Track your pet health: Make sure to check through the health status of your pets, as most popular pet insurance covers routine health check-ups.

Stand-out features: These benefits include OPD cover, third-party damage benefits, or coverage for stolen pets.

Inclusions and exclusions of pet insurance

Note: The eligibility criteria and inclusion-exclusions of the pet insurance plans may vary from one plan to the other. Check your pet insurance policy wording thoroughly.

PETTING THEM UP HERE!

It feels so horrible when your fluffy-purry partner is in pain, but you can’t understand their needs. Then why not protect their purrs and barks with pet health insurance that takes care of them in all conditions, from an injury to a routine check-up, to a vet visit and vaccinations?

Book your query consultation with us at 1800 4200 269 and learn more about how pet dog insurance or pet cat insurance can do wonders for them and you altogether.

Consult for Personalized Insurance Advice

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Schedule a 30-minute call now

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